Keeping Your Auto Insurance Rates Affordable

Do you consider the cost of car insurance before you buy your dream car?

You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.

Four-door cars have a 93% less chance of having a claim related to theft than their sibling two-door cars.

In addition, even though the 2002 Lexus IS 300 gets a "best pick" rating from the Insurance Institute for Highway Safety for its performance on crash tests, previous years' models of the same car are some of the most costly in terms of collision claims. "One of the factors that come into play there is the cost of repairing an expensive vehicle," says Russ Rader, with the Insurance Institute for Highway Safety.

What about safety? You may be surprised at some of the results. For example, the Porsche 911 has a 67% less chance for injury claims than the norm. Go figure. The Mitsubishi Lancer has almost double the injury claim rate over the norm.

Where does your car fit for injury theft and collision? What about your dream car? Consult the Highway Loss Data Institute for more information.

Source: The Highway Loss Data Institute